
:root{--bg:#f5f7fb;--card:#fff;--ink:#172033;--muted:#667085;--line:#e4e8ef;--blue:#2457e6;--blue2:#173fae;--green:#16a37a;--soft:#edf3ff;--max:1180px;--shadow:0 12px 32px rgba(16,24,40,.07)}
*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,system-ui,-apple-system,Segoe UI,sans-serif;line-height:1.55}a{text-decoration:none;color:inherit}.container{width:min(var(--max),calc(100% - 30px));margin:auto}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav{height:70px;display:flex;align-items:center;justify-content:space-between}.logo{font-size:23px;font-weight:900;letter-spacing:-.7px}.logo span{color:var(--blue)}.links{display:flex;gap:22px;font-size:14px;font-weight:700;color:#475467}.links a:hover{color:var(--blue)}
.hero{padding:70px 0 44px;background:linear-gradient(180deg,#fff,#f7f9ff)}.heroGrid{display:grid;grid-template-columns:1.15fr .85fr;gap:42px;align-items:center}.eyebrow{display:inline-block;padding:6px 11px;border-radius:999px;background:var(--soft);color:var(--blue);font-size:12px;font-weight:850}h1{font-size:clamp(38px,5vw,64px);line-height:1.02;letter-spacing:-2.8px;margin:18px 0 14px}.hero p{font-size:18px;color:var(--muted);max-width:650px}.search{display:flex;background:#fff;border:1px solid var(--line);border-radius:14px;padding:6px;box-shadow:var(--shadow);margin-top:24px}.search input{flex:1;border:0;outline:0;padding:13px;font-size:16px}.btn{border:0;border-radius:10px;background:var(--blue);color:white;padding:11px 16px;font-weight:850;cursor:pointer}.btn:hover{background:var(--blue2)}.darkCard{background:#101828;color:#fff;border-radius:24px;padding:27px;box-shadow:var(--shadow)}.big{font-size:42px;font-weight:900;margin:8px 0}.darkRow{display:flex;justify-content:space-between;padding:10px 0;border-top:1px solid #293241;color:#d0d5dd;font-size:14px}
section{padding:42px 0}.head{margin-bottom:18px}.head h2{margin:0;font-size:29px;letter-spacing:-1px}.head p{color:var(--muted);margin:5px 0}.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.card{background:var(--card);border:1px solid var(--line);border-radius:17px;padding:19px;transition:.18s}.card:hover{transform:translateY(-2px);box-shadow:var(--shadow);border-color:#c7d2fe}.icon{width:42px;height:42px;border-radius:12px;background:var(--soft);display:grid;place-items:center;font-size:21px;margin-bottom:13px}.card h3{font-size:16px;margin:0 0 5px}.card p{font-size:13px;color:var(--muted);margin:0 0 13px}.open{font-size:13px;color:var(--blue);font-weight:850}
.ad{min-height:90px;border:1px dashed #cbd5e1;border-radius:14px;background:#fafbfc;display:grid;place-items:center;color:#98a2b3;font-size:10px;font-weight:850;letter-spacing:1px}
.calc{padding:42px 0}.crumb{font-size:13px;color:var(--muted);margin-bottom:16px}.crumb a{color:var(--blue)}.calcGrid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.panel{background:#fff;border:1px solid var(--line);border-radius:20px;padding:23px;box-shadow:var(--shadow)}.panel h1{font-size:34px;letter-spacing:-1.5px;margin:0 0 7px}.desc{color:var(--muted);margin-top:0}.fields{display:grid;grid-template-columns:1fr 1fr;gap:13px}.full{grid-column:1/-1}label{display:block;font-size:12px;font-weight:850;color:#475467;margin-bottom:6px}input,select{width:100%;padding:11px;border:1px solid #d0d5dd;border-radius:10px;font:inherit;background:white}input:focus,select:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 3px #2457e61a}.actions{display:flex;gap:10px;margin-top:17px}.secondary{background:#eef2f7;color:#344054}.result{background:#101828;color:#fff;border-radius:17px;padding:23px}.label{color:#98a2b3;font-size:11px;font-weight:850;text-transform:uppercase;letter-spacing:.8px}.value{font-size:41px;font-weight:900;letter-spacing:-1.5px;margin:5px 0}.sub{color:#b9c1ce;font-size:13px}.row{display:flex;justify-content:space-between;border-top:1px solid #293241;padding:10px 0;font-size:14px}.row b{font-weight:850}.notice{margin-top:17px;padding:11px 13px;background:#fff7ed;color:#9a3412;border-radius:11px;font-size:12px}.content{margin-top:20px}.content h2{margin-top:27px}.content p,.content li{color:#475467}.faq{border-top:1px solid var(--line);padding:13px 0}.faq b{display:block;margin-bottom:4px}
footer{margin-top:35px;background:#101828;color:#d0d5dd;padding:42px 0}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.ft{color:white;font-weight:900;font-size:18px}.fl{display:grid;gap:8px;font-size:13px}.fl a:hover{color:white}.pill{display:inline-block;background:#ecfdf3;color:#027a48;padding:5px 9px;border-radius:999px;font-size:11px;font-weight:850}
@media(max-width:900px){.heroGrid,.calcGrid{grid-template-columns:1fr}.grid{grid-template-columns:repeat(2,1fr)}.links{display:none}}
@media(max-width:560px){.container{width:calc(100% - 22px)}.grid{grid-template-columns:1fr}.fields{grid-template-columns:1fr}.full{grid-column:auto}h1{letter-spacing:-1.8px}.hero{padding-top:48px}.panel{padding:18px}.value{font-size:36px}.foot{grid-template-columns:1fr}}

/* CalcResults 9+ design system */
:root{--blue:#2457e6;--blue2:#153aa3;--ink:#101828;--muted:#667085;--line:#dfe5ee;--bg:#f6f8fc;--soft:#eef4ff;--success:#087443;--warning:#9a3412;--radius:18px;--shadow:0 10px 30px rgba(16,24,40,.06)}
html{scroll-behavior:smooth}body{font-size:15px}button,input,select{min-height:44px}.btn{min-height:44px;box-shadow:0 3px 10px rgba(36,87,230,.18)}.card{height:100%;display:flex;flex-direction:column}.card .open{margin-top:auto}.panel{box-shadow:0 8px 26px rgba(16,24,40,.055)}
.trustline{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}.trustline span{background:#f0fdf4;color:#166534;border:1px solid #dcfce7;padding:6px 9px;border-radius:999px;font-size:11px;font-weight:800}.reviewbox{margin-bottom:20px;padding:16px 18px;border:1px solid #dbe7ff;background:#f7faff;border-radius:14px}.reviewbox strong{display:block;margin-bottom:4px}.reviewbox p{margin:0 0 5px;color:#475467;font-size:13px}.reviewbox small{color:#667085}.resultTools{display:flex;gap:8px;margin-top:17px;padding-top:13px;border-top:1px solid #293241}.resultTools button{border:1px solid #475467;background:#182230;color:#e4e7ec;border-radius:8px;padding:7px 10px;min-height:34px;font-size:11px;font-weight:800;cursor:pointer}.resultTools button:hover{background:#253142}.calcGrid>div:last-child{position:sticky;top:88px;height:max-content}.content h2{scroll-margin-top:90px}.faq{background:#fff}.faq b{font-size:14px}.ad{contain:layout paint}.hero .search{max-width:700px}.search input{min-height:46px}.eyebrow{letter-spacing:.1px}
@media(max-width:900px){.calcGrid>div:last-child{position:static}.links{gap:12px}.nav{height:64px}.heroGrid{gap:28px}}
@media(max-width:560px){.resultTools{flex-wrap:wrap}.resultTools button{flex:1}.actions .btn{flex:1}.hero p{font-size:16px}.panel h1{font-size:30px}}
@media print{header,footer,.ad,.actions,.trustline,.resultTools,.crumb{display:none!important}body{background:white}.panel,.result{box-shadow:none;border:0}.calcGrid{display:block}.content{margin-top:20px}}

/* Click-to-explain field guidance */
label{position:relative;display:flex;align-items:center;gap:6px;flex-wrap:wrap}.fieldInfo{position:relative;display:inline-flex;align-items:center}.infoBtn{width:19px;min-width:19px;height:19px;min-height:19px;padding:0;border:1px solid #9aa9bf;border-radius:50%;background:#fff;color:#2457e6;font:700 12px/17px Arial,sans-serif;text-align:center;cursor:pointer;display:inline-grid;place-items:center;box-shadow:none}.infoBtn:hover,.infoBtn:focus{border-color:#2457e6;background:#eef4ff;outline:none;box-shadow:0 0 0 3px rgba(36,87,230,.12)}.infoPop{display:none;position:absolute;z-index:50;left:0;top:27px;width:min(330px,calc(100vw - 44px));background:#101828;color:#fff;border:1px solid #344054;border-radius:12px;padding:13px 14px;box-shadow:0 14px 30px rgba(16,24,40,.22);font-size:12px;line-height:1.5}.infoPop.open{display:flex;flex-direction:column;gap:8px}.infoPop strong{font-size:13px;color:#fff}.infoPop span{color:#d0d5dd}.infoPop b{color:#fff}@media(max-width:560px){.infoPop{position:fixed;left:11px;right:11px;bottom:14px;top:auto;width:auto;max-width:none;border-radius:14px;padding:15px;box-shadow:0 18px 45px rgba(16,24,40,.28)}}


/* CalcResults premium wordmark */
.calcresults-wordmark,
.brand-name,
.site-title,
.logo-text {
  font-family: "Trebuchet MS", "Segoe UI", Arial, sans-serif;
  font-weight: 800;
  letter-spacing: -0.045em;
  line-height: 1;
  white-space: nowrap;
  color: #12345a;
}
.calcresults-wordmark .calc-part,
.brand-name .calc-part {
  color: #12345a;
}
.calcresults-wordmark .results-part,
.brand-name .results-part {
  background: linear-gradient(90deg, #24d9ff 0%, #1788ff 55%, #8fdfff 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.calcresults-wordmark:hover,
.brand-name:hover {
  text-decoration: none;
}
